Terms & Conditions
A Legal Disclaimer
The information provided on this website is for general informational purposes only and does not constitute an offer, commitment, or guarantee of financing by Waypoint Capital LLC (“Waypoint Capital”). All loan applications are subject to credit approval, underwriting guidelines, and availability through our lending partners. Waypoint Capital does not guarantee loan approval, interest rates, or terms until a formal agreement is executed and signed.
Waypoint Capital operates as a loan facilitator and works in partnership with third-party lenders, including but not limited to Bank OZK, Aqua Finance, and Priority One Financial Services. All financing is subject to the terms, conditions, and credit requirements of the respective lenders.
The interest rates, loan terms, and product details displayed or referenced on this website are for illustrative purposes only and may vary based on individual creditworthiness, loan amount, term, and other factors. Waypoint Capital does not warrant the accuracy or completeness of any information provided by third-party partners or linked sites.
While we strive to keep all information up to date and accurate, Waypoint Capital makes no representations or warranties of any kind, express or implied, regarding the reliability, availability, or suitability of any information, products, services, or related graphics contained on this website for any purpose.
By using this website, including submitting any credit or financing application, you acknowledge and agree to the terms outlined in this disclaimer and consent to the sharing of your information with our lending partners for the purposes of loan evaluation and processing.
If you have questions regarding the application process, loan options, or eligibility, please contact us directly before submitting any personal information.
© 2025 Waypoint Capital LLC. All rights reserved.
Terms & Conditions - The Basics
Welcome to Waypoint Capital LLC’s website (“Site”). These Terms and Conditions (“Terms”) govern your use of this Site and any services provided by Waypoint Capital LLC (“Waypoint Capital,” “we,” “our,” or “us”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Use of the Site
You agree to use this Site only for lawful purposes and in accordance with these Terms. You must not:
Use the Site in a way that violates applicable federal, state, or local laws.
Submit false, misleading, or incomplete information through any credit application or inquiry form.
Interfere with the Site’s security or attempt to access unauthorized areas.
2. Financing Services
Waypoint Capital operates as a loan facilitator and works with third-party lending partners to assist customers with recreational financing. Approval, interest rates, loan terms, and conditions are determined by the respective lenders, not Waypoint Capital. Submitting an application does not guarantee approval or a specific interest rate.
3. Intellectual Property
All content on this Site, including text, graphics, logos, and images, is the property of Waypoint Capital or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or exploit any content without our written consent.
4. Third-Party Links and Partners
Our Site may contain links to third-party websites or services. These are provided for your convenience, but we are not responsible for the content, policies, or practices of any third-party sites or services.
5. Limitation of Liability
Waypoint Capital is not liable for any damages resulting from the use or inability to use this Site, including but not limited to errors, omissions, or inaccuracies of content. Loan terms, interest rates, and approvals are subject to third-party lender decisions and are beyond our control.
6. No Financial Advice
The information on this Site is provided for general informational purposes only and should not be considered financial advice. You are encouraged to consult with a qualified financial professional regarding your specific situation.
7. Privacy
Your use of this Site is also governed by our [Privacy Policy], which explains how we collect, use, and safeguard your information.
8. Changes to Terms
We reserve the right to modify or update these Terms at any time without prior notice. Changes will be effective upon posting. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States of America, without regard to conflict of law principles.
10. Contact Information
If you have any questions about these Terms, please contact us:
Waypoint Capital LLC
mike@waypointcapitalfinance.com
545 Howard Blvd, Lake Hopatcong NJ 07849
973-219-0841